Best Free Finance Software of 2026 - Page 39

Log in and operate from any location you choose. Your sales data, products, and reports are consistently accessible, secure, and current. gxCommerce point of sale is functional on iPads, Android devices, Macs, or PCs, requiring only a web browser for access. It might even be compatible with the POS hardware you currently possess. This point of sale solution seamlessly integrates with the gxCommerce system. However, your terminal may not be entirely connected with your accounting, support, and other applications, which could limit its overall functionality. This adaptability ensures that you can maintain productivity regardless of your working environment.

This secure and user-friendly cloud-based lending software allows you to efficiently manage all customer loans and repayments from a single platform. By minimizing administrative tasks, you can focus more on expanding your business. The software provides an overview of loan specifics, including repayment information, loan terms, schedules, collateral, files, and comments. Additionally, you have the ability to print loan statements and schedules for your clients. You can customize loan fees, grace periods, and penalties to suit your needs. A comprehensive snapshot of each loan can be accessed on one page, and there's even an option to send SMS notifications to borrowers. Furthermore, you can establish savings accounts for clients, facilitating transactions like deposits and withdrawals. The system automatically calculates and adds interest to savings accounts based on your chosen savings product, ensuring a seamless experience for both you and your borrowers. With these features, staying organized and efficient has never been easier.

PEX is the only vertically-integrated full-stack payment platform that's built from the ground up to streamline spending and expense management, grant program funds disbursement, and rewards card management. PEX is a corporate card alternative that offers physical, digital, or virtual prepaid cards. All connected via an intuitive web, mobile, or API-driven platform. The leading platform for business prepaid cards makes it easier to manage expenses. You can distribute cards, manage to spend and eliminate archaic reimbursements. Real-time reporting is available. This innovative solution is ideal for all fund disbursement programs. It can be used by a non-profit to distribute grant funds via reloadable card or a business to create a rewards program. PEX provides physical, digital, and virtual cards for customer and employee rewards, incentives to drive loyalty and a platform to manage distribution and gather insights.

You could be missing out on a substantial number of sales during the checkout process by not offering a variety of payment options for your customers. Discover the preferred local payment methods of your site visitors with our complimentary report, and let us assist you in connecting with those customers immediately! Our services can elevate your eCommerce business and cater to the needs of countless shoppers who do not utilize credit cards. By offering reliable payment solutions, a merchant instills confidence and simplifies the purchasing experience for potential buyers, ultimately leading to higher sales figures. E-commerce businesses operating in the US and Canada now possess a transformative opportunity to attract and sell to European shoppers. Expand your customer base in Germany, the Netherlands, the UK, and beyond, without any concerns about payment processing. Embrace this chance to diversify your payment options and watch your sales grow as you tap into new markets.

Create models, coordinate planning, and evaluate actual results through visually appealing dashboards. This robust financial modeling, planning, and analytics software is adaptable for various sectors. It offers greater usability than any other dedicated solution or spreadsheet alternative. Transition from numerous spreadsheets to a consolidated financial model that streamlines processes. With a unified model featuring a built-in timeline and faster, cleaner natural language formulas tailored for financial tasks, along with convenient shortcuts, you can effortlessly generate key financial statements. These statements are automatically refreshed in your Dashboard, ensuring you always have up-to-date information. New data entries are seamlessly integrated into your model the moment they are inputted. Synchronize your ERP data effortlessly through the Farseer API, allowing for real-time updates in your financial model. Schedule a demo today, and we’ll demonstrate how Farseer can enhance your financial management. Each new data point entered into Farseer updates the model for all users simultaneously, ensuring everyone has access to the latest information.

Actiinvoice stands out as an exceptional invoice creation tool that enables users to generate professional and precise invoices with just a few clicks. Designed specifically for the Indian market, this sleek GST billing software incorporates current currency trends and aligns with the GST taxation framework prevalent in India. By utilizing predefined tax rate slabs and sophisticated algorithms for tax calculation, users simply need to input their items and select the relevant tax rate to complete the process. Actiinvoice efficiently produces invoices, clearly itemizing taxes as SGST, CGST, or IGST based on user preference, making it one of the most user-friendly billing solutions available. Furthermore, with its rapid processing capabilities, Actiinvoice has earned a reputation as one of the fastest and most reliable GST-compliant invoice and billing software options in India, allowing for seamless bill generation in just a few clicks. This remarkable software not only simplifies the invoicing procedure but also ensures accuracy and compliance with tax regulations, enhancing the overall user experience.

Achieve total oversight of your Employee Costs and understand the impact these expenses have on your financial performance. Utilize immediate insights to enhance your decision-making process during Employee Recruitment, Performance Evaluations, and Salary Discussions. By exploring different Scenarios, you can discover the most lucrative staff configurations for specific Jobs, Shifts, or Time Frames. Navigating through intricate spreadsheets for data entry is certainly not an ideal task. The Labor Burden Calculator has been designed specifically to alleviate that burden. You can swiftly input Employee details with minimal keystrokes and access previously recorded staff profiles with a simple click. Any modifications made to Employee information are saved automatically, ensuring that you never lose essential data. With just a few inputs, you will receive automated calculations for your Actual Hourly Costs, Labor Burden Costs, Full Burden Rates, and Profit Margins, thereby eliminating guesswork and enhancing both precision and control over your Employee Costs. This innovative tool ultimately empowers you to make informed decisions that can significantly improve your company's financial health.

Initially, we take the time to understand both you and your business, facilitating a smooth onboarding process with Carly. Following this, a meeting is arranged to link Carly with your financial accounts and QuickBooks. Subsequently, we introduce Carly to you and your team, allowing you to focus on your business while Expex and Carly handle your bookkeeping needs. Whenever there are items that require your attention, Carly will inform you, ensuring that you don't overlook any essential accounting responsibilities. Each month, Expex will provide you with clear and organized financial reports for you to discuss with your team, CPA, or other financial advisors. By the end of the year, you will have tax-ready financials, eliminating the need for any cleanup or catch-up work, enabling your CPA to begin your tax return promptly. Carly, an automated bookkeeping application developed by Expex, is designed to efficiently learn your transaction processing needs, alert you to necessary actions, and offer valuable insights into your financial situation. This seamless integration not only streamlines your bookkeeping but also empowers you to make informed financial decisions with confidence.

EspritBooks simplifies the handling of sales, purchases, inventory, and accounts in a way that no other platform can match. This online business management and accounting software is tailored specifically for small enterprises. It efficiently manages various taxes, including VAT, GST, and US Sales Tax, allowing you the flexibility to customize tax names according to your needs. With all the necessary tools to oversee your business conveniently at your fingertips, our cloud-based system is designed for ease of use, helping you save valuable hours. The straightforward online platform allows you to get started quickly with our intuitive step-by-step guide, and you can be operational within minutes. Access the system through any modern web browser, and keep in mind that Adobe Reader is needed for viewing printed PDF files. Comprehensive documentation is fully integrated, and our dedicated support team is ready to assist you whenever needed. You can try it out with a 30-day free trial, requiring no credit card, and you can cancel at any time, ensuring you have complete control over your experience. The user-friendly interface and robust features make EspritBooks an essential tool for any small business aiming for efficiency and growth.

American Credit, Inc is fully authorized to offer a range of financial products, including consumer loans, small business loans, and both residential and commercial mortgage options. To facilitate customer access to our diverse loan offerings, we utilize various internet-based platforms such as our website, mobile applications for Android and iOS, and social media channels like Facebook and LinkedIn. Our foremost commitment lies in serving our clients and ensuring they have a superior borrowing experience. We understand that you prefer to dedicate your attention to your business rather than dealing with tedious application processes or hidden fees. That's why we handle the intricate details and provide you with quick access to business loans. You can conveniently complete your application via our mobile app, online, or by giving us a call, and receive your loan decision in 48 hours or less. Once we finish verifying your information, the funds become available to you immediately, ensuring a seamless experience. We take pride in going above and beyond to assess your unique situation and explore how we can assist you. In contrast to other business credit lenders that primarily rely on FICO scores, our approach involves evaluating your business in its entirety, allowing us to offer tailored solutions that reflect your specific needs. This comprehensive assessment enables us to provide more flexible financing options, ensuring our clients receive the best possible service.

Utilize various leading valuation techniques to determine the worth of your startup. Our valuation tool provides a straightforward and reliable method for calculating your enterprise value, employing established approaches like the Berkus Method, the Payne Scorecard Method, the Startup Rating Method, the Venture Capital Method, and the First Chicago Method. Assess your startup's value using five well-known valuation models that adhere to global valuation standards. Equip your stakeholders with a comprehensive report generated by an impartial source, which can be easily downloaded or shared directly from your account. Seamlessly distribute valuation reports to your team, investors, and business associates. Our valuation engine will assist you in navigating the calculator tailored to your profile while benchmarking your inputs against industry peers. Gain easy access to trustworthy information from leading financial databases, all without the usual hassles and extra costs. Furthermore, robust market data from third-party sources plays a crucial role in achieving accurate valuations, ensuring that you present the most credible figures possible.

Integrate all your stores, payment processors, and Google Analytics into one comprehensive application. Gain insightful business analytics that cover sales, product performance, subscriptions, customer interactions, and visitor metrics. With platforms like PayPal, Stripe, WooCommerce, Etsy, Shopify, and Google Analytics, crucial business data often becomes fragmented across various merchant services, shopping carts, and analytical tools. This fragmentation leads to duplicates, missing data, and inconsistent records. Consequently, without access to precise and unified information, you may find yourself making decisions based on guesswork. This can result in lost revenue opportunities, higher customer churn, increased workload, and an ongoing sense of disorder. By utilizing this integrated solution, you will establish a single source of truth for your orders, products, and customer data, allowing you to view all essential statistics at a glance. Additionally, you can generate tailored reports, conduct deep dives, and segment your data instantly. You will be able to answer vital questions such as current revenue trends, popular products, optimal selling times, potential upsell items, and identify your most valuable customers, ultimately enhancing your business strategy. With this system, clarity and efficiency become attainable goals for your operations.

CXR serves as a specialized Point of Sale software designed for handling transactions in multiple currencies. With CXR, every transaction is recorded, and receipts can be easily printed. The software efficiently monitors buy and sell rates, profit margins, inventory levels, and updates on exchange rates, among other functionalities. For money exchange dealers, sourcing effective multi-currency accounting software can be quite challenging. Leading packages like XERO and QuickBooks often fall short in supporting the complexities of foreign currency trading. However, CXR adeptly manages over 200 global currencies without any issues. Additionally, it adheres to the regulations set forth by the PCMLTFA, Customer Identification Program (CIP) under the Bank Secrecy Act (BSA), and the USA Patriot Act. Furthermore, CXR meets compliance requirements established by Sweden's Tax Authority (Skatteverket) control box. The software centralizes customer information and documentation within its own database, eliminating the need for integration with external CRM systems. Consequently, all customer transactions, profile details, and KYC information are conveniently accessible under a single platform, enhancing operational efficiency. This comprehensive approach not only streamlines processes but also ensures that compliance and customer management are seamlessly integrated.

Exact SRXP provides you with immediate visibility into employee submissions, automatically aligning credit card transactions with their respective receipts, allowing for effortless one-click exports of declarations to your accounting software. This streamlined process enables you to efficiently declare expenses, cutting processing time by over 75%. The system’s credit card integration ensures that all transactions are accurately matched, removing the need for manual reconciliation of credit card statements. With Exact SRXP, you can conveniently manage homework allowances, mileage, credit card expenses, and other claims from a single platform. Its seamless compatibility with any finance, HR, or ERP systems further enhances the user experience, allowing for quick exports to your financial administration. Additionally, Exact SRXP employs advanced OCR technology to automatically capture and interpret key details from receipts, such as amounts, dates, and currencies, significantly reducing administrative errors and improving overall accuracy. By utilizing Exact SRXP, businesses can streamline their expense management processes and enhance operational efficiency.

One comprehensive platform, a unified reporting model, and a single subscription fee cater to all your business expenses, travel arrangements, and card services. Our advancements in corporate expense and travel management are purposefully crafted to foster sustainable business growth. Uniquely, we stand out as the sole provider of a holistic, end-to-end solution encompassing expenses, travel, dedicated customer support, rewards, and a dynamic marketplace tailored to enhance the travel experience. We deliver the industry's most extensive and seamlessly integrated solution. Our commitment to innovation drives us to continually find new and effective ways to transform the travel and expense management experience for both companies and their employees. Ultimately, we believe this is the essence of our mission. Moreover, we take great pride in assembling a talented and intelligent team dedicated to delivering the best possible service and experience for our clients. Together, we are reshaping the future of business travel and expense management for everyone involved.

Effortlessly create and dispatch tailored invoices in mere seconds, streamline your cash flow, and secure your payments with ease. Solna’s top-tier features simplify the invoicing process and enhance your chances of getting paid, as we take care of the follow-ups on your behalf. This allows you to dedicate more energy to your passions instead of tedious tasks. With Solna, receiving payments through online platforms is seamless, thanks to our collaboration with Stripe, which enables you to accept payments and receive funds three times quicker. Stay informed about your business’s financial health and track your funds with Solna’s user-friendly dashboard and detailed reports. Gain quick and clear insights to help you focus on expanding your enterprise. Solna serves as the essential financial partner that freelancers and small businesses have been searching for, automating the administrative tasks associated with invoice collection while providing valuable insights to safeguard your cash flow. Countless freelancers and small enterprises rely on Solna to expedite their invoicing processes and enhance their payment speed, making it an invaluable tool in today's fast-paced business environment. By minimizing the time spent on financial tasks, Solna empowers you to invest more in your growth and creativity.

Stay updated on your business's financial performance in real time to enhance decision-making. At the end of each day, log your completed tasks or utilize a timer to ensure you never miss documenting billable hours. Maintain visibility on your invoices and remind clients of outstanding payments at optimal times. Concentrate on your earnings during productive hours, as this approach is far more enjoyable than merely tracking time. Automatically monitor project budgets by incorporating your time entries and expenses seamlessly. Establish weekly or monthly budgets specifically for retainer clients to keep finances in check. Accelerate the invoicing process by importing your time entries and expenses, and take advantage of customizable templates for all your needs. Access all functionalities of ValueTime conveniently on your mobile device, and don't forget to snap photos of receipts to easily add them to your expenses. This comprehensive approach ensures you remain organized and efficient in managing your financial obligations.

We understand the anticipation for your financial reports, which are delivered 10 days after the end of the month. By harnessing the efficiency of Automation alongside a dedicated team of skilled Bookkeepers, we ensure your financial records are up-to-date and provide valuable insights into your business's performance. For those who prefer a hands-on approach, we offer a DIY package tailored for you or your Accountant. So, what exactly is Industry Specific Software (ISS)? It is a platform equipped with various features specifically crafted for a particular sector. Today's emerging business leaders have been raised in a digital environment and naturally expect software solutions that are rich in functionality and integrated with their industry standards. We believe that to thrive in the restaurant business, simplicity is key, allowing for a streamlined and consistent routine. We recommend maintaining this routine on a weekly basis, focusing on monitoring your Prime Numbers and their interrelations, and making necessary adjustments accordingly. Consistently analyzing these metrics will enable you to make informed decisions that can positively impact your business growth.

Enhancing the rental experience for both landlords and tenants across the board. With access to rent payments, digital leases, and online rental applications all in one place, managing rentals has never been easier. Effortlessly coordinate rental applications, e-sign your lease, and handle rent payments or track associated fees while staying informed about maintenance requests. Maximize your visibility by posting your listing to numerous leading rental websites simultaneously. Typically, you can expect around 18 inquiries within a fortnight, with the convenience of responding from a single platform. Our services include credit reports, criminal background checks, and eviction histories, providing you with the necessary tools to safeguard your investment and choose the ideal tenant. You’ll receive a lease template tailored to your state, complete with all required disclosures and attachments to adhere to local regulations, which can be customized for your unit and signed online. This service goes beyond mere money transfers, featuring automated rent collection equipped with landlord-centric functionalities, such as generating receipts, sending reminder emails, tracking payments, and utilizing customizable options that tenants will appreciate. Overall, this comprehensive system streamlines the entire rental process, ensuring efficiency and peace of mind for all parties involved.

OpusCapita is a leading European provider of electronic invoice and supply chain document exchange, invoice automation, and procurement solutions. Our cloud-based solutions help businesses manage their procurement, supply chain, accounts payable and accounts receivable processes, lowering costs while improving control and supporting growth. With OpusCapita Business Network, you exchange all your B2B messages of all types, via all channels, in any format - be it EDI, OpusCapita network, invoice-key in and PO flip for small suppliers, or PEPPOL both for e-invoices and e-orders. With OpusCapita eProcurement, you manage advanced guided buying even for complex needs, services procurement, or asset-intensive MRO procurement.

The Netiquette Accounting Management System is an online solution designed to enhance your financial closing process by providing streamlined, auditable revenue management along with comprehensive, real-time insights into your company’s financial health. This software is approved by IRAS and adheres to Singapore’s regulatory standards, making it ideal for local SMEs to facilitate the submission of GST Form 5 and the IRAS Audit File (IAF). With Netiquette Accounting Software, users can access up-to-the-minute data reporting that evaluates various aspects of business performance, including cash flow, cash to loan gearing, and return on capital. Additionally, the software features seamless integration with the Netiquette Inventory System, which helps to optimize essential business workflows like quote-to-cash, allowing teams to work efficiently from a unified source of financial, sales, and customer information. This holistic approach not only simplifies bookkeeping but also empowers businesses to make informed decisions based on real-time data analytics.

Unlock your potential by starting with data, as Novus partners with fund administrators, custodians, prime brokers, and portfolio management systems to digitize and streamline information provided by managers. Alternatively, you can maintain control by opting for self-upload, regardless of frequency or desired transparency level. Utilizing cutting-edge reconciliation technology, Novus ensures the accuracy and timeliness of essential portfolio data. The platform is adept at identifying and addressing data discrepancies, refining portfolio information to meet your needs. You can label, categorize, and analyze your data with custom tags, while also integrating alternative data sources like ESG metrics. Additionally, Novus allows you to compare public filings from a vast array of managers, providing deep insights into market dynamics. Dive into Novus’ proprietary indices to keep tabs on the most sought-after hedge fund stocks and enhance your investment strategies even further. By leveraging these tools, you can achieve a comprehensive understanding of your investment landscape and make informed decisions.

ChargeDesk seamlessly connects with many widely-used payment gateways such as Stripe, WooCommerce, PayPal, Braintree Payments, Recurly, Authorize.Net, Zuora, and Shopify, eliminating the need for any coding or adjustments! Simply click the button below to establish an instant connection with your preferred payment gateway. Our robust notification system ensures you are promptly informed of significant activities within your account, allowing you to quickly recognize when a new customer makes a payment or upgrades their subscription. ChargeDesk integrates effortlessly with your current eCommerce infrastructure—typically requiring no coding or modifications on your part. Just link your gateway to ChargeDesk, and you can start managing your customer interactions in mere seconds. We are continuously enhancing ChargeDesk, viewing our service as a constantly evolving platform. Striking a balance between implementing upgrades for our existing users and introducing new features to attract fresh customers is our priority. Much of our ongoing development is inspired by valuable customer feedback and feature suggestions, so we welcome any ideas you may wish to share! We believe that collaboration with our users is key to our success.

Integrate our solution into your systems. Our infrastructure and functionalities can be leveraged to elevate your applications. The Innovo API can seamlessly integrate into your company's web or mobile applications. The API uses Innovo42's OCR and machine learning technologies to extract data from invoices and receipts. The API can deliver the data in a customized way to meet your application's needs. Innovo API's data extract technology converts receipts into structured data. This is thanks to our multi-layered framework that harnesses the power of machine learning algorithms and OCR. It also uses a series validation processes to improve expense and invoice handling. It's as easy as taking a picture with your smartphone and sending it us.

Established in 2011, Acculytic was created to tackle the challenges that mid-sized companies face regarding the auditing of transactions and vendor records. The focus lies heavily on cash recovery, as well as the identification of duplicate payments and vendors, which is essential for organizations of all sizes. Beyond these aspects, our accounts payable enhancement tools offer even broader capabilities. In contrast, larger corporations often engage third-party auditors who employ advanced technologies that necessitate intrusive procedures and complex software, which may exceed what mid-sized companies require. Acculytic, however, operates on a fixed fee model and leverages non-invasive SaaS technology, enabling companies to effectively monitor their expanding accounts payable. Regular assessments with Acculytic not only help identify cash recovery opportunities but also validate the absence of such opportunities, all while equipping businesses with the necessary technology for continuous oversight of their accounts payable processes. This proactive approach ensures that organizations can maintain financial integrity and optimize their resources effectively.