Best Cross-Border Payment Platforms with a Free Trial of 2025

Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, try all of Melio's features free for 30 days! You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date. Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products. On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.

Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes >1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax.

Gigapay is an innovative payment platform designed to empower businesses to compensate creators globally and on-demand while alleviating the complexities associated with onboarding and procurement processes. By providing an efficient payment framework, it helps businesses save valuable time, reduce risks, and enhance operational effectiveness. Notable features include adherence to local regulations across more than 40 markets, the capability to engage with individual creators, and a user-friendly self-onboarding process for these creators. Furthermore, Gigapay enables seamless global transactions by allowing businesses to create batch payments, which streamlines bookkeeping and ensures vendor payments align with local compliance requirements. The platform supports local payout options for vendors, consolidates invoices based on the currency of disbursement, and accommodates multi-currency pay-in alternatives. Additionally, Gigapay offers comprehensive tax management services to help businesses navigate local compliance issues, including KU14 transaction reporting, DAC7 obligations, and guidance on withholding and image rights policies. With its robust features, Gigapay positions itself as a vital tool for businesses looking to manage creator payments efficiently while ensuring compliance with various regulatory frameworks.

Waffo.ai serves as an international payment and monetization solution tailored for AI developers, emerging companies, and large enterprises. By offering a comprehensive suite of services that covers payments, tax compliance using the Merchant of Record (MOR) model, and necessary regulatory approvals, it empowers AI products to monetize through secure and swift subscription methods globally. - Global Payment System: A unified API facilitates both global subscriptions and one-time transactions, accommodating various payment options including Apple Pay, Google Pay, Visa/Mastercard, PIX, over 430 local payment methods worldwide, as well as USDC stablecoin payments. - Tax Compliance (MOR): Acting as the Merchant of Record, Waffo takes charge of all tax filings and ensures compliance with VAT, GST, and DST across different regions, thereby relieving developers from the complexities of international tax regulations. - Compliance Assistance: The platform offers evaluations of websites, suggestions for content optimization, and alerts for potential risks to prevent issues such as account suspensions, freezes, or refund challenges stemming from overly stringent policies. This comprehensive support allows clients to focus on their core business without the distraction of compliance concerns.

A customizable platform equipped with all the essentials for global online sales awaits you. Moreover, our team of growth specialists guarantees that you possess every necessary tool to achieve your revenue objectives while ensuring customer satisfaction anytime and anywhere. Focus on your primary business while we handle the complexities of international taxation and compliance, provide localized checkout experiences, and manage fraud, all while offering a comprehensive suite of top-tier solutions. Tackle the intricacies of pricing, billing, and payment processing effortlessly with flexible, user-friendly options tailored for both B2B and B2C models. B2B customers now demand an experience that matches the standards of their everyday digital interactions. Our solutions draw on 15 years of eCommerce expertise, ensuring they meet the specific needs of B2B clients and their end-users alike. With this support, you can confidently expand your reach and enhance your market presence.